Classic Car Financing and Loans

There are a number of classic car insurance companies that specialize in providing coverage for antique and collectible vehicles. If you own or drive a collector vehicle, you most likely will benefit from getting a policy from a company that specializes in these types of vehicles, separate from your regular “daily driver” policy.

Before contacting any of these providers, though, it is a good idea to learn a little about collector auto insurance and how it differs from the regular policy you carry on your daily driven cars. Take a look at our page on American Classic Car Insurance for an overview of the biggest points you need to consider, and also the page about Classic Car Insurance Quotes for a more in-depth view of the details to look at when comparing classic car insurance companies.

 
Hagerty Classic Car Insurance is probably one of the most well-known collector car insurance companies, due to being the largest and most highly marketed of the specialty insurance providers.  They are deeply involved in the collector vehicle hobby, and publish a magazine as well as collectible vehicle price guides.  Hagerty Classic Car Insurance has been in business since the late 1960’s, and has offered “Agreed Value” collector car insurance since 1991.

Hagerty also offers insurance for your “automobilia” collection and your automotive tools if needed.  They offer benefits and features that many other classic car insurance companies don’t.  However, their collector vehicle policies have a mileage limit, which is perfectly acceptable if you don’t drive your collector vehicle very far on a regular basis.  You can get a classic car insurance quote online, and they offer policies in the UK and Canada as well as the US.  (800) 922-4050.

 
Grundy Classic Car Insurance is probably the second most well-recognized classic car insurance company in the industry.  They have been in business since 1947, and have insured over 1.5 million vehicles over the years.  They do not have any restrictions on mileage, which is a big plus if you drive your vehicle frequently or to far-away car shows.  They will give you an online quote as well.  Grundy Classic Car Insurance is the Official Insurance Company of Goodguys Rod and Custom Association.  (800) 338-4005.

 
Heacock Classic Car Insurance offers vintage car insurance policies for many different types of specialty vehicles.  They have been in business since 1922, and offer policies with limits of 1000, 3000, or up to 5000 miles per year.  They also offer vintage car insurance for antique race cars that covers the vehicle while it is in storage, transport, or in the paddock.  Their website offers classic car insurance quotes online, and they are the Official Provider for the Sportscar Vintage Racing Association.  (877) 809-7898.

 
Sneed Insurance has been in business since 1957, and began offering specialty coverage for collectible vehicles in the late 1960s.  They are the Exclusive Insurance Administrator for the National Street Rod Association (NSRA).  They also offer many other types of coverage, as well as an instant classic car insurance quote online.  (800) 619-7827.

 
Continental Western Group has a Collector Car Insurance program that offers Agreed Amount coverage for a variety of antique, collector, and special interest vehicles that are driven less than 2500 miles per year.  Their program is available in most midwestern states, and they offer online insurance quotes.  (800) 235-2942.

 
J.C. Taylor has been around since the mid-1950’s, and offers antique collector car insurance as well as modified muscle car insurance.  Like many collector car insurance companies, they are actively involved in the collector vehicle hobby, and offer resources and support for collector vehicle clubs.  They also offer classic car insurance online quotes.  (800) 345-8290.

American Collectors Insurance has over thirty years experience in the collector auto insurance business.  They offer a “TLC Plan” that has many extra benefits that other classic car insurance companies don’t offer, such as Emergency Travel Expense Reimbursement if your collector vehicle has a breakdown more than 50 miles away from your home, and Car Show Expense Reimbursement for non-refundable fees if you miss a show due to a breakdown or accident!  A classic car insurance online quote is also available.  (800) 360-2277.

 
The Hartford has started offering Agreed Value antique collector car insurance policies in some states recently.  The Agreed Value is based on a recent, certified appraisal, which is a good idea anyway.  The Hartford has been in business for nearly 200 years!  They also offer a wide range of other financial products such as home, life, small business, and regular car insurance, retirement planning, and investment accounts.  You may be able to get all of your policies and financial needs covered in one place!  Just like almost everyone else, they can give you a classic car insurance quote online.  (888) 413-8970.

 
Condon & Skelly Insurance Agency was established in 1965, and began offering collectible vehicle policies in 1974.  They offer all the same basic coverage that you have on your daily driven vehicle, but with Agreed Value coverage in the event of a loss.  Their Concours Insurance program offers additional savings for owners of vehicles that are in very good condition and valued at $20,000 or more.  Their website offers online insurance quotes.  (800) 257-9496.

 
Leland West has over 25 years of experience in muscle car insurance, and they offer policies with mileage limits from 1000 up to 5000 miles per year. Classic and muscle car insurance is all they do.  They are endorsed by the Porsche Club of America and The Gull Wing Group International, and their website will give you a classic car insurance online quote as well.  (877) 237-4730.

 
The above is just a small sampling of the classic car insurance companies that are available to choose from.  Make sure you read our pages on American Classic Car Insurance and Classic Car Insurance Quotes, then start digging!  Get quotes for an Agreed Value policy, only consider companies that are licensed for your state, and check their A.M. Best rating. Check with several different classic car insurance companies to make sure you are getting the best coverage for your particular needs.